FIRE Calculator

Calculate your Financial Independence, Retire Early (FIRE) number and timeline.

Your FIRE Plan

Current Age30 Years

18 Years60 Years

Monthly Expenses₹80.00 K

₹10.00 K₹5.00 L

Current Savings/Investments₹20.00 L

₹0₹5.00 Cr

Monthly Savings₹50.00 K

₹5.00 K₹5.00 L

Expected Returns10%

4%18%

Withdrawal Rate4%

2%6%

4% is the traditional FIRE rule

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Coast FIRE calculationBarista FIRE optionSequence of returns riskSafe withdrawal rate analysis

FIRE Number

₹2.40 Cr

Amount needed to retire

You can FIRE at age

In 14 years

Corpus at FIRE₹2.59 Cr

Monthly Passive Income₹86,457

Future Monthly Expense₹1,80,872

Lean FIRE

Minimal expenses, frugal lifestyle

Regular FIRE

Standard lifestyle, 4% rule

Fat FIRE

Luxurious lifestyle, large corpus

Barista FIRE

Part-time work + investments