Disclaimer

1. General Disclaimer

This website and its content are provided by SBI Securities Ltd., an SBI Group Company, on an "as-is" and "as-available" basis. We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, suitability, or reliability of the information, products, or services offered on this website.

2. Investment Risk Disclaimer

ALL INVESTMENTS ARE SUBJECT TO MARKET RISK. The value of investments can go up or down. Past performance is not indicative of future results. Investment in securities is subject to market, credit, liquidity, and other risks.

Investors should carefully consider their investment objectives, risk tolerance, and financial situation before making any investment decisions. Different types of investments carry different levels of risk. Equity investments are generally more volatile than debt investments.

3. No Investment Advice

This website does not provide investment advice, recommendations, or suggestions to buy or sell any securities. All content provided is for informational and educational purposes only. Nothing on this website should be construed as:

• An offer to sell or a solicitation to buy any security
• Professional investment advice or recommendation
• A guarantee of future results or profits
• Advice specific to your financial situation or goals

Before making any investment decisions, you should consult with a qualified financial advisor, investment professional, or tax consultant who can assess your individual circumstances and provide personalized advice.

4. Illustrative Data Disclaimer

All calculations, examples, and market data displayed on this website, including but not limited to financial calculators, return projections, and market illustrations, are ILLUSTRATIVE IN NATURE and should not be relied upon as accurate predictions or final calculations.

These illustrations:

• Do not account for all variables and actual market conditions
• May not reflect current market rates or actual returns
• Are subject to assumptions that may not apply to your situation
• Should be verified with actual data before making decisions
• May differ significantly from actual results

Users are strongly advised to verify any important calculations or projections through official sources or with financial professionals before relying on them for decision-making.

5. Data Accuracy Disclaimer

While we strive to provide accurate and current information, we do not guarantee the accuracy, timeliness, or completeness of any data, content, or information on this website. Information may be:

• Outdated or subject to change without notice
• Obtained from third-party sources not verified by us
• Subject to market delays or errors
• Incomplete or requiring additional context

You should not rely solely on the information provided on this website for making investment or financial decisions.

6. Calculator Disclaimer

All financial calculators on this website are for illustrative and educational purposes only. The results generated are based on the inputs provided and underlying assumptions. These calculations:

• May not reflect actual brokerage charges, taxes, or fees
• Do not account for inflation or changing market conditions
• Are subject to rounding and approximation
• Should be verified with official calculators or financial professionals
• Are not guarantees of actual investment returns

Users should consult with SBI Securities or a financial advisor to obtain accurate calculations for their specific situation.

7. Past Performance Disclaimer

Past performance is not indicative of future results. Historical returns, market data, or performance of financial instruments should not be relied upon as a predictor of future performance. Market conditions, economic factors, and other variables can change significantly.

8. Third-Party Content Disclaimer

This website may contain links to third-party websites, news articles, research reports, and other external content. We are not responsible for the accuracy, completeness, or reliability of any third-party information. Links to external sites do not constitute endorsement or recommendation of those sites or their content.

9. Market and Trading Risks

Investment in securities carries several risks:

• Market Risk: Securities prices fluctuate based on market conditions
• Credit Risk: Issuer may fail to meet payment obligations
• Liquidity Risk: Difficulty in selling securities quickly at fair prices
• Interest Rate Risk: Bond prices decline when interest rates rise
• Inflation Risk: Returns may not keep pace with inflation
• Regulatory Risk: Changes in laws and regulations may impact investments

10. Trading Platform Disclaimer

Actual trading and account management are conducted through the SBI Smart trading platform (www.sbismart.com), not through this website. This website is provided solely for information and educational purposes. All trading activities are subject to the terms and conditions of the SBI Smart platform.

11. Limitation of Liability

To the maximum extent permitted by law, SBI Securities Ltd. shall not be liable for:

• Any loss or damage arising from use of this website or its content
• Inaccurate or incomplete information provided
• Inability to access the website or services
• Third-party errors or omissions
• Investment losses or poor investment performance
• Indirect, incidental, special, or consequential damages

12. SEBI Registration

SBI Securities Ltd. Registration:
SEBI Registration Number: INZ000200032
SBI Securities Ltd. is registered with the Securities and Exchange Board of India (SEBI) as a Stock Broker and Depository Participant. All trading accounts must be opened through the official SBI Smart trading platform and are subject to SEBI regulations and guidelines.

13. Regulatory Compliance

This website and its content are subject to applicable laws and regulations, including but not limited to:

• Securities and Exchange Board of India (SEBI) regulations
• Indian currency laws and foreign exchange regulations
• Data protection and privacy laws
• Advertising and marketing standards

14. Disclaimer Acceptance

By accessing and using this website, you acknowledge that you have read this disclaimer, understand the risks associated with investing, and agree that:

• You will not rely solely on this website for investment decisions
• You will seek professional advice before making investments
• You understand and accept all investment risks
• You will verify information from official sources

15. Contact for Complaints

If you have concerns, grievances, or complaints regarding our services or this website, please contact us:

SBI Securities Ltd.
An SBI Group Company
Email: grievance@sbisecurities.in
Phone: 1800-209-9090
SEBI Investor Grievance Redressal: smartodr.sebi.gov.in