Sovereign Gold Bond Calculator

Calculate returns from Sovereign Gold Bonds including interest and gold appreciation.

Investment Details

Number of Units (grams)10 grams

1 grams100 grams

Min 1 gram, Max 4 kg per FY

Issue Price (per gram)₹6,200

₹3,000₹10,000

₹50 discount for online purchase

Expected Gold Appreciation (% p.a.)8%

5%15%

Fixed Interest Rate2.5% p.a.

Paid semi-annually

Total Value at Maturity (8 yrs)

₹1,27,158

CAGR: 9.39%

Investment

₹62,000

Total Returns

₹65,158

Interest Income (8 yrs)₹12,400

₹775 every 6 months

Capital Appreciation₹52,758

Tax Saved on LTCG₹10,552

LTCG is tax-free at maturity!

2.5% Extra Interest

On top of gold appreciation

No Storage Cost

Unlike physical gold

Tax-Free LTCG

If held till maturity (8 years)

Government Guarantee

Sovereign backing, zero risk

Tradeable

Listed on stock exchanges

Loan Collateral

Can be pledged for loans