Working Capital Calculator

Analyze your business liquidity, cash conversion cycle, and working capital efficiency.

Current Assets

Cash₹5.00 L

Receivables₹15.00 L

Inventory₹20.00 L

Prepaid Expenses₹1.00 L

Total Current Assets₹41.00L

Current Liabilities

Payables₹10.00 L

Short Term Debt₹5.00 L

Accrued Expenses₹2.00 L

Current Taxes₹1.50 L

Total Current Liabilities₹18.50L

Revenue & Cost Data

Annual Sales₹2.40 Cr

₹10.00 L₹10.00 Cr

Annual COGS₹1.60 Cr

₹0₹10.00 Cr

Annual Purchases₹1.40 Cr

₹0₹10.00 Cr

Cash Conversion Cycle

DSO (Days)

Receivables

DIO (Days)

Inventory

DPO (Days)

Payables

CCC (Days)

Cash Cycle

Excellent cash cycle - money flows efficiently

Working Capital Health

Excellent

Net Working Capital

₹22.50 L

Liquidity Ratios

Current Ratio2.22x

Ideal: 1.5 - 2.0

Quick Ratio1.14x

Ideal: ≥ 1.0

Cash Ratio0.27x

Ideal: 0.2 - 0.5

WC Turnover10.67x

Higher is better

WC % of Sales9.4%

Recommendations

•Negotiate better payment terms with suppliers

Working Capital Management Tips

Optimize Receivables

Offer early payment discounts, invoice promptly

Manage Inventory

Use JIT, avoid overstocking slow-moving items

Negotiate Payables

Extend payment terms with suppliers

Cash Flow Forecast

Plan for seasonal variations