NRI Investment from United States
Complete guide for United States-based NRIs to invest in Indian markets
Key Benefits for United States NRIs
4.5M+
NRI Population
USD
Currency
Active
DTAA Status
EST/PST
Timezone
Investment Options
Tax Treaty Benefits (DTAA)
India-USA Double Taxation Avoidance Agreement (DTAA) allows NRIs to claim tax credits. Dividend income taxed at 25% in India (reduced from 30% under treaty). Capital gains treatment depends on holding period.
Note: Tax laws are subject to change. Please consult a qualified tax advisor for personalized guidance on your specific situation.
Documents Required
Remittance from United States
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Important Restrictions
How to Open NRI Account from United States
Submit Application Online
Fill the online NRI account opening form on SBI Securities website
Upload Documents
Upload passport, visa, address proof, and PAN card
Video KYC
Complete video verification (or visit nearest SBI branch)
PIS Permission
Get PIS approval from your NRE/NRO bank
Start Trading
Fund your account and start investing in Indian markets
Frequently Asked Questions
Can US-based NRIs invest in Indian stock market?▼
Yes, US-based NRIs can invest in Indian stocks through the PIS (Portfolio Investment Scheme) route. You need to open an NRE/NRO account and a linked demat account with a broker like SBI Securities.
What is the tax treatment for NRIs in USA on Indian investments?▼
Under the India-USA DTAA, dividends are taxed at 25% in India. Capital gains are taxed based on holding period - STCG at 20% and LTCG at 12.5% above Rs 1.25 lakh (as per July 2024 Budget). You can claim foreign tax credit in the US.
Do I need to report Indian investments to US authorities?▼
Yes, you must report on FBAR (FinCEN 114) if aggregate foreign accounts exceed $10,000. FATCA Form 8938 is required for specified foreign assets above thresholds. Mutual funds may trigger PFIC reporting.
Can NRIs from USA participate in Indian IPOs?▼
Yes, NRIs from USA can apply for Indian IPOs. Applications can be made through ASBA (Application Supported by Blocked Amount) using your NRE/NRO account linked to SBI Securities.
What documents do US NRIs need to open a demat account?▼
You need a valid US visa/passport, SSN, US address proof, PAN card, Indian address proof, and bank statements. SBI Securities offers paperless account opening for US NRIs.
Open NRI Account
Start investing in India from United States with SBI Securities
- ✓ Zero account opening charges
- ✓ 100% online process
- ✓ Dedicated NRI support
- ✓ Backed by SBI
Account opens in 24 hours